Personal Account Options

Tuesday, September 4, 2018 3:29:00 PM

Compare Personal Checking Accounts

Account Name	Balance	Interest Rate*	Variable APY*	Open Account
Eclat Checking	$1	N/A	N/A	Open Account Online
Personal Interest Checking	$1	0.05-0.20%	0.05-0.20%	Open Account Online

*The interest rate (Rate) and annual percentage yield (APY) are variable and may change without notice. Interest is compounded daily and paid monthly.

For additional information and Frequently Asked Questions, click here.

Compare Personal Savings Accounts

Account Name	Balance	Interest Rate	Variable APY	Open Account
Personal Savings	All balances	0.60%*	0.60%*	Open Account Online
Health Savings Account	$1	0.30%**	0.30%**	Email Us to Open Account

*The interest rate (Rate) and annual percentage yield (APY) are variable and may change without notice. Interest is compounded daily and paid quarterly.

**The interest rate (Rate) and annual percentage yield (APY) are variable and may change without notice. Interest is compounded daily and paid monthly.

For additional information and Frequently Asked Questions, click here.

Compare Money Market Accounts

Account Name	Balance	Interest Rate*	Variable APY*	Open Account
Personal Money Market	All balances	0.60%	0.60%	Open Account Online

*The interest rate (Rate) and annual percentage yield (APY) are variable and may change without notice. Interest is compounded daily and paid monthly.

For additional information and Frequently Asked Questions, click here.

Certificates of Deposit

Open Account Online

Term (in Months)	Minimum Balance	Rate*	APY*
6	$500	0.35%	0.35%
12	$500	0.45%	0.45%
18	$500	0.55%	0.55%
24	$500	0.60%	0.60%
36	$500	0.65%	0.65%
48	$500	0.70%	0.70%
60	$500	0.75%	0.75%

*For Certificate of Deposit accounts, the interest rate (Rate) and annual percentage yield (APY) disclosed at account opening is fixed and will not change until the CD renews. Any withdrawal of interest prior to maturity will reduce earnings. Interest is paid quarterly. Penalties assessed for early withdrawal.

Individual Retirement Account (IRAs)

Are you unable to get a retirement plan at work? Then let Eclat Pacifics help you invest in an Individual Retirement Account. An Individual Retirement Account, or IRA, is an investment account that allows the consumer to benefit from tax-deferred growth on their retirement funds each year. For eligible individuals, you may also be able to deduct your IRA contribution from your taxes.

Eclat Pacifics offers IRA's in the form of Certificates of Deposit.

Email Us to Open Account

Term (in Months)	Minimum Balance	Rate*	APY*
12	$500	0.45%	0.45%
24	$500	0.60%	0.60%
36	$500	0.65%	0.65%
48	$500	0.70%	0.70%
60	$500	0.75%	0.75%

*For Certificate of Deposit accounts, the interest rate (Rate) and annual percentage yield (APY) disclosed at account opening is fixed and will not change until the CD renews. Any withdrawal of interest prior to maturity will reduce earnings. Interest is paid quarterly. Penalties assessed for early withdrawal.