Individual Retirement Account (IRAs)
Individual Retirement Account (IRAs)
Are you unable to get a retirement plan at work? Then let Eclat Pacifics help you invest in an Individual Retirement Account. An Individual Retirement Account, or IRA, is an investment account that allows the consumer to benefit from tax-deferred growth on their retirement funds each year. For eligible individuals, you may also be able to deduct your IRA contribution from your taxes.
Eclat Pacifics offers IRA's in the form of Certificates of Deposit.
Term (in Months) | Minimum Balance | Rate* | APY* |
---|---|---|---|
12 | $500 | 0.45% | 0.45% |
24 | $500 | 0.60% | 0.60% |
36 | $500 | 0.65% | 0.65% |
48 | $500 | 0.70% | 0.70% |
60 | $500 | 0.75% | 0.75% |